We are looking for an SMME Fund and Loan Manager to join my client's financial institution based in JHB.
Relevant B. Com degree
5 years’ experience in SMME funding
Financial and risk analysis
Evaluation of financial models
Disbursement process of funds
Sound working knowledge of key commercial statues and regulations (Companies Act, Taxation, Corporate Law, Insolvency Act)
Should possess good analytical, financial and modelling skills
Understanding of the various investment instruments and deal structures and to apply them to a diversified investments portfolio.
Key Performance Areas:
Administrating and disbursing the loan payments.
Collecting and managing the loan repayments.
Assisting the beneficiaries with cash flow management and control by monitoring use of funds, invoicing and payments.
Performing bad debt management and control services by monitoring loan repayments and categorizing non-payers as bad-debtors.
Collecting and updating SMMEs records such as invoices, bank statements, loan statements and any other relevant information reflecting changes to the SMME as part of the record management function.
Monitoring potential delivery risks, repayment risks and any other associated risks to insure relevant risk mitigation strategies are put in place.
Ensuring compliance with the relevant regulations and laws.
Drafting and presenting monthly progress reports.
Report the value of the money from the client on a monthly basis as the total of all the monies loaned to SMMEs and the client’s funds.
Report both on a book value basis as well market value and current loan book value (for the monies loaned to SMME’s).
Provide a monthly report of the Portfolio which shall include statements of the account reflecting portfolio structure summary as at the end of the month to which the reports relate and the book and market value of all Investments as well as the annual income accruals earned on Investments on the date to which the statement relates.
Produce reports reflecting transactional history and analysis of the performance of the Portfolio and a comparison of the Portfolio's performance to the benchmark as set out in the Investment Guidelines, together with a commentary thereon.